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Beyond Patient Financing

Affordability and peace of mind for patients.
Revenue lift & cash acceleration for providers.

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PayZen solves the patient affordability problem

Why is the average collection rate on patient balances so low? It’s not a willingness to pay problem, it’s ability to pay – the payment options from providers, RCM vendors, and early-out vendors just aren’t affordable for most patients. The “tried and true” solutions aren’t enough.

We created PayZen to help solve healthcare affordability, with a new and modern approach that creates a win-win for patients and providers: We use data and AI to create individualized patient payment plans that families can afford, and we fund providers up-front for all billings regardless of a patient’s credit score, 100% non-recourse.

Providers get a much higher collection rate with accelerated cash flow. Patients get affordable access to care, and peace of mind. No software costs or program fees for providers, no interest charges or fees for patients.

Think that sounds too good to be true? Think again. Read on to see how it works, and how PayZen can work for you.

Patient Access &
Improved Financials

Using PayZen, hospitals have dramatically increased patients’ access to healthcare while improving patient collections by 30% to upwards of 50%.

A World-Class
Patient Experience

100% of your patients are approved for a 0% interest, no-fee payment plan. Our plans are simple, transparent and we treat patients respectfully throughout.

Hassle-Free Integration
& Administration

PayZen easily integrates into a hospital’s revenue cycle systems and processes without any IT cost. It’s easy to use for patients, and turn-key for providers.

Promote Patient

Truly affordable payment options help you strengthen relationships and maintain volumes. You’ll increase patient loyalty and boost your brand.

Post-Service: personalized payment plans

PayZen provides individualized patient payment options with plans up to 60 months, no interest or fees. All patients are eligible and provider funding occurs at first payment, 100% non-recourse.

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Tiny Care Card icon

Pre-Service and Recurring: personalized Care Card

Ideal for pre-service payment, pharmacy, and recurring care scenarios. The Care Card lets patients get care now and pay over time, reducing care avoidance and promoting population health. Balances automatically convert to personalized, zero-interest payment plans.

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Product Screenshot with payment plan

PayZen helps hospitals, health systems, and physicians groups of all sizes

Byrd Regional Hospital Logo
ARHS Appalachian Regional Healthcare System Logo
Crystal Clinic Orthopaedic Center Logo
Excel ER Logo
Kiowa County Memorial Hospital Logo
Evangelical Community Hospital Logo
Sprintz Center Logo
Northern Louisiana Medical Center Logo
Mercy Regional Medical Center Logo
Minden Medical Center Logo
NCSH North Carolina Specialty Hospital Logo
Client Logo UTMB Health Full Color
Texas Emergency Care Logo
Best Surgery and Therapies Logo
Magruder Hospital Logo
What providers and patients say about PayZen

PayZen's zero interest plan and unique payment over time offering is an opportunity for our patients to develop the payment strategy that works best for them, while still getting the level of care they deserve.

Michael FontenotSouthern Region CFO of Allegiance Health Management

From when we first heard about PayZen and I vetted it to my team here, they all liked it. We can't really lose...this is a no brainer to me. Our patients love it too, and feedback we've gotten has been very positive.

Rodney ClarkCOO, North Sunflower Medical Center

This was very easy to setup online, and the payment amount to pay is very doable compared to my original amount that was setup. I'm very thankful that PayZen reached out to me. I didn't have to think twice to accept this process to pay out my account in a timely manner especially in this unreal time of COVID!!!

Happy patient

This makes it simpler to afford and pay medical bills with no-interest plans on friendly, customizable terms. We understand that everyone's financial situations are different and it's our obligation to make sure our patients don't avoid or put off necessary care for financial reasons.

Robert DewarChief Revenue Officer at Geisinger


Below are a few resources to help you get to know PayZen and affordability financing. Click the link to explore press coverage, industry recognition, news and more.

Go to our resource hub >

See it for yourself with a personalized demo.

Patient affordability and instant collections lift with no cost, only upside? Some of our clients had to see it to believe it! Once they did, they were all in. We’d love to show you PayZen in action, and answer any questions you have. It’s fast and easy, and we promise you’ll love what you see.

Get the demo
PayZen Product Demo Provider screens
Ready to schedule a demo?
We look forward to showing you how our first-of-its-kind affordability platform can make a difference to your bottom line.

Need help with a PayZen payment plan? Contact
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We look forward to showing you how our first-of-its-kind platform can make a difference to your bottom line. We will be in touch shortly.