The operating system for healthcare affordability

We reduce financial barriers for patients to afford care while removing complexity and friction for providers to get paid.

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Trusted by hospitals, health systems, and physician groups of all sizes

Solving affordability at every stage of the care cycle

Post-procedure payment plans

Patients can sign up for a custom payment plan for outstanding medical bills with terms up to 60 months, with no interest or fees. Our plans are fully automated, everyone is approved, and we provide no-recourse pre-funding to providers.

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Care Card: a payment plan in your pocket

The PayZen Care Card includes all of the same benefits of the plan product, but was designed with pre-care, repeat, and longer care cycles in mind. With a single swipe, bills are automatically split into affordable monthly payments.

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Automate affordability triage

Using AI and machine learning, we're poised to automatically direct eligible patients to financial assistance or Medicaid, or assist with settlements. Providers can rely on PayZen for all aspects of affordability during the care cycle.

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Our Impact

Providers see accelerated capital and a substantial lift in patient payments

Our providers have improved patient payment rates by 32%

This makes it simpler to afford and pay medical bills with no-interest plans on friendly, customizable terms. We understand that everyone’s financial situations are different and it’s our obligation to make sure our patients don’t avoid or put off necessary care for financial reasons.

Robert Dewar

Chief Revenue Officer at Geisinger
Learn more about the provider experience

Patients are highly satisfied and
getting the care they need

Our patient NPS score of 71 is 25+ points above the industry average

I love how there's no interest and everyone is approved. I used the Care Card for my MRI, and was glad to be able to pay over time.

Destinie A.

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Integrate PayZen with your existing ecosystem

Why we exist

The vicious cycle of patient affordability

Rising patient out of pocket expenses

Rising patient out of pocket expenses

Healthcare costs are rising and more of the overall payment responsibility is shifting to patients. That burden doubled in both of the last two decades and is predicted to double again in the next decade.

Did you know?

The average family has a $4,400 annual healthcare out-of-pocket burden.

– Bankrate, 2023
Lower collection rates

Lower collection rates

As fewer patients receive and pay for care, provider margins tighten, the costs of delivering healthcare services increase, and higher costs are inevitably passed onto patients.

Did you know?

The overall self-pay collection rate from patients is at 20%-30%.

– MD Clarity, 2023
Lack of affordable payment options

Lack of affordable payment options

Higher out-of-pocket expenses and the lack of affordable, transparent bill payment options often lead to avoidance of preventative care and deferment of necessary treatment.

Did you know?

Unpaid medical bills are the #1 reason for personal bankruptcy.

– CNBC, 2019
Rising patient out of pocket expenses

Rising patient out of pocket expenses

Healthcare costs are rising and more of the overall payment responsibility is shifting to patients. That burden doubled in both of the last two decades and is predicted to double again in the next decade.

Did you know?

The average family has a $4,400 annual healthcare out-of-pocket burden.

– Bankrate, 2023
Lower collection rates

Lower collection rates

As fewer patients receive and pay for care, provider margins tighten, the costs of delivering healthcare services increase, and higher costs are inevitably passed onto patients.

Did you know?

The overall self-pay collection rate from patients is at 20%-30%.

– MD Clarity, 2023
Lack of affordable payment options

Lack of affordable payment options

Higher out-of-pocket expenses and the lack of affordable, transparent bill payment options often lead to avoidance of preventative care and deferment of necessary treatment.

Did you know?

Unpaid medical bills are the #1 reason for personal bankruptcy.

– CNBC, 2019

Join us in making healthcare affordable for everyone

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