NEW REPORT | The High Cost of Health: Analyzing America’s Healthcare Affordability Crisis

The Care Card is peace of mind in your pocket

Use it to pay for a pre-procedure down payment or a post-procedure medical bill, and you'll automatically pay in affordable monthly installments over time.

How it Works


When you sign up for a Care Card, your virtual card is instantly available and a physical card will be shipped within 7 days.


Use your Care Card to pay for an upcoming procedure or existing bill.


Pay online or in person, and your bill will automatically be split into an affordable monthly plan, with no interest or fees.

One card for all your care

Managing your medical or pharmaceutical expenses has never been easier. With your Care Card, you can pay for upcoming procedures, repeat care cycles, or existing bills.

0% interest monthly payments

When you use your Care Card, medical bills are automatically split into affordable monthly payments based on pre-approved terms and no strings attached.

Built for peace of mind

Your monthly installments are automatically deducted, but you can make one-time payments, update your payment method, and more in our patient portal.


Frequently asked questions

The PayZen Care Card is an affordable and convenient way to pay for healthcare. Your healthcare organization and PayZen have partnered to give you a new, better way to make paying for your care easier and less stressful.

The Care Card allows you to cover your healthcare bills today and pay the balance of your bill over time, with zero interest or fees.

Any healthcare organization can partner with PayZen to offer the Care Card. Ask your provider if they provide this payment option. (You can also ask PayZen whether your provider offers the Care Card.)

If your healthcare organization offers the Care Card, you need to enroll to use the card. You may receive a link inviting you to sign up for the Care Card on their website, via email or text, or receive information in the mail or via brochures where you receive care.

When you use your Care Card for the first time, the payment method that you set up with the card is charged immediately for the first month’s payment.

Your payments will be automatically processed on time each month, so you don’t have to worry about them. You can access your account to update your payment method at any time.

Your payments are made automatically to PayZen each month based on the date you first used your Care Card.

Yes! Visit your PayZen account to access your digital card, which you can use online or in person.

You can access your account by logging in at:

From there, you can access your card details and any payments you’ve made.

Get in touch

For any questions about your medical bill, please contact your provider. For questions about your payment plan, visit our help center or contact our support team.

Visit our help center

Call us

Monday – Friday, 9am – 7pm EST