Bring financial health to healthcare with our Affordability OS

We use advanced technology to solve healthcare affordability end-to-end, leading to happier, healthier patients, and improved financial outcomes for providers.
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Unique datasets power our proprietary model that identifies the best option for each patient to access and afford care, while removing the administrative burden for providers. Our platform is fully automated and seamlessly integrates into existing systems such as Epic MyChart or Flywire, delivering an unrivaled patient experience.


Increase patient payments by 30%
and unlock capital without recourse

Drive additional opt-ins for patient payment plans

Offer patients affordable payment plans rather than sending accounts to bad debt. We approve 100% of your patients, offer them payment options up to 60 months based on their unique ability to pay, and never charge interest, leading to high take-rates and a substantial lift in patient payments.

Accelerate capital without recourse

We get providers out of the financial services business by paying you up front without recourse. You no longer have to spend time managing and reconciling in-house payment plans, and with our Provider360 portal, you have full visibility into your program results at any time.

Free up your team’s time

From engagement to plan enrollment to servicing, our platform is fully automated. There are no IT costs, no burden on your revenue cycle management staff, and most providers go live within 4 weeks.


Increase patient access & drive loyalty

Remove financial barriers to care with the Care Card

The PayZen Care Card includes all the benefits of our payment plan product in a physical and virtual debit card for convenient and ongoing use. Offer the Card to patients ahead of scheduled procedures or for longer care cycles.

Put affordability in your patients’ pockets

Patients can use the card to split any charges with your health system into affordable monthly payments. Card activation is instant and the card terms are tailored to your patients’ unique circumstances.

Drive repeat use with your health system

The card is white labeled to your health system and we support you in promoting it as an exclusive benefit for your patients.


Automate assessment of patient financial eligibility

Our vision is broader than helping patients break large balances into monthly payments: we use data, automation, and AI/ML to solve healthcare affordability holistically. Some patients qualify for financial assistance, government programs, or a settlement. We’re building a trusted technology platform that ensures patients are enrolled in the best option or program to afford their care.


PayZen’s zero interest plan and unique payment over time offering is an opportunity for our patients to develop the payment strategy that works best for them, while still getting the level of care they deserve.

Michael Fontenot
Clairborne Memorial Medical Center

This makes it simpler to afford and pay medical bills with no-interest plans on friendly, customizable terms. We understand that everyone’s financial situations are different and it’s our obligation to make sure our patients don’t avoid or put off necessary care for financial reasons.

Robert Dewar
Chief Revenue Officer

We’re no longer burning unnecessary resources tracking down payments. PayZen has helped us align our staff’s efforts with initiatives that support the future of NSMC in our community.

Rodney Clark
Chief Operating Officer
North Sunflower Medical Center

PayZen delivers a superior
ROI from Day One

Baseline Patient Payments

Increased payment adherence
More patients elect to pay, rather than being sent to bad debt

Better servicing & cash acceleration
Patients are more successful making monthly payments, allowing for high pre-funding rates

Increased volume of services
More patients use medical services if they know they can afford their care

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