Patient Financing: Still Relying on Legacy Approaches?

Welcome to the new way

Patient-centric. AI-powered. Fully automated. With technology at the core.

Smarter, AI-Driven Patient Financing

When it comes to patient financing solutions, not all are created equal. Most rely on standardized, pre-defined payment plans. PayZen’s AI-powered platform creates personalized, interest-free options tailored to each patient’s ability to pay, improving affordability for patients and delivering stronger financial outcomes for providers.

Patient Financing Done Right

PayZen vs legacy patient financing companies

Average 30% collection lift over baseline

High-quality patient experience

Maintain happy patients with an exceptional, embedded digital enrollment and customer service experience you won’t find in other patient financing companies.

Underwhelming uplift to overall collections

Clunky and disjointed for patients

Financial program awareness relies on call centers, enrollment process is cumbersome, and customer service is limited.

Average 30% collection lift over baseline

True AI-powered platform

Unlock higher revenue and cash flow with tailored patient financing options and automated payment plans.

Underwhelming uplift to overall collections

Not real-time or data-driven

Other patient financing companies have pre-defined offers that lead to low signups and marginal impact to collections.

Average 30% collection lift over baseline

End-to-end automation

Make your revenue teams more efficient with effortless integration and a fully automated patient financing solution.

Underwhelming uplift to overall collections

Burdensome staff experience

Patient enrollment requires provider staff to make a phone transfer and the reconciliation process is manual.

Why Hospitals and Health Systems Choose PayZen

My ROI with PayZen has definitely exceeded expectations. I get back way more money than I expected. They are touching more patients than I ever expected them to. They resolve more accounts than I ever expected them to resolve. My initial hesitation with PayZen was because I was jaded about things I heard about other patient financing firms.

VP of Revenue Cycle,
Leading Health System

We were looking for a partner that was able to help us reduce our self-pay A/R and increase our self-pay collection efforts. That was the number-one reason we went with the PayZen product; there is no recourse. When a patient signs up for the financing product, I get paid, that account comes off my books, and I don't get it back ever.

VP of Revenue Cycle,
Leading Health System

How well PayZen's technology interacts with our internal systems has been seamless for us. The execution has been so easy with PayZen. If PayZen said they were going to implement a new product and wanted us to be an early adopter, we would ask where to sign up. They have proven themselves.

Director of Revenue Cycle,
Leading Health System

We like PayZen because they are non-recourse. There is no impact on the patient's credit reporting. They provide us with a tool to improve our front-end collections and assist patients with better options for paying for their services.

VP of Revenue Cycle,
Leading Health System

PayZen's product is unique because I don't know of a whole bunch of other firms that offer a completely non-recourse plan and have the outcomes that we do.

CFO,
Leading Health System

Happier Patients. More Revenue. Really.

PayZen's AI-powered, seamlessly embedded platform unlocks 30% more patient payments for providers, and our patient satisfaction is over 50% higher than industry average. With PayZen, you really do get the best of both worlds.

Superior Patient Experience

Simple, user-friendly digital experience
High-quality, empathetic patient support with both a self-service portal and a US-based customer service team

More Significant Patient Payments Lift

Automated patient engagement and tailored financing options lead to higher adoption
Proactive, patient-friendly servicing approach keeps patients on track

Lower Administrative Burden

Ready-built software integrations that set PayZen apart from legacy patient financing companies.
Fully turnkey patient financing program from engagement to plan enrollment to servicing

Recourse or Non-Recourse: It’s Not Which—It’s What It Delivers

Recourse and non-recourse patient financing models are often defined by who assumes the repayment risk: health systems or the financing partner. Recourse programs offer upfront payments but shift risk back to the provider when patients default. Non-recourse solutions eliminate that risk by guaranteeing repayment.

Regardless of the model, PayZen delivers AI-powered patient financing that improves collections, supports affordability, and reduces bad debt, helping both patients and providers achieve better results.

Make the Switch to Smarter Patient Financing

Hospitals and providers nationwide trust PayZen to enhance financial health while ensuring patients receive the care they need. Don’t settle for outdated financing approaches—experience the PayZen difference today.

See The Difference