ANNUAL REPORT
State of Healthcare Affordability: The Patient Perspective 2025
From a national survey of 1,000 patients, this report examines how rising costs are influencing care decisions and highlights actions that can make a meaningful difference today.
2025 HEALTHCARE AFFORDABILITY RESEARCH
The average American can afford $83 per month for out-of-pocket medical expenses— down from $97 in 2024.
KEY FINDING
In just one year, the share of parents delaying care for a child due to cost tripled
Parents are often willing to sacrifice their own needs to ensure their child’s well-being, which makes this finding especially sobering. When families begin to delay care for their children, it reflects how deeply affordability pressures are reshaping even the most essential healthcare decisions.
KEY FINDING
38% of patients delayed or skipped care this year— up from 36% in 2024.
KEY FINDING
Even Americans with insurance are delaying care at high rates
Health insurance is meant to reduce financial burden and support timely care — yet even insured patients are now delaying treatment and feeling the strain as out-of-pocket costs rise.
